Paying Off Your 3rd Loan

Ready to upgrade your house again? Learn how to pay off your 3rd loan in Animal Crossing: New Horizons and unlock a new room for your home!

So, you've been chipping away at that third house loan, huh? If you've been setting aside about 50,000 Bells each day, you should be pretty close to paying it off and getting that sweet, sweet house expansion!

If you haven't quite hit that daily savings goal, don't sweat it! There are still some great ways to rack up Bells quickly. Remember those non-native fruit trees you've been planting? Each piece of fruit from those trees sells for 500 Bells, and a regular tree can yield 1,500 Bells per harvest (palm trees are a bit less, at 1,000 Bells). If you've been exploring other islands, you might have even more fruit types to grow and sell!

Once you've got the Bells ready, head over to Resident Services. Use the Nookstop terminal to access the ABD and pay off your loan. After that, have a chat with Tom Nook. He'll be super impressed and will offer you another home expansion – this time, he'll add a whole new room! It'll set you back 348,000 Bells, which is a bit more than the last upgrade, but your new room will be ready by tomorrow. Get ready to decorate!