Learn how to complete First World Bank, Heat Street, and Panic Room heists in Payday 3, including stealth tips and enemy encounters.
Walkthrough
- 1First World Bank (FWB): Locate the bank manager (lobby, above lobby, second floor office, conference room, or vault hallway). Tie him up. Head to the second floor. If with a friend, one person should disable security cameras. Get the drill and thermite from the server room and start the drill. Camp in the stairwell or head to the server room depending on difficulty. On Overkill or Overkill 145+, do not fix the drill during an assault wave; team communication is crucial. Head back to the server room to erase security camera footage. Once the drill is done, enter the vault. Destroy cameras in the vault and the next room to prevent elevators from opening. Ignite the floor to create a hole. Camp in the server room or the burning room to avoid enemies. If on higher difficulty, leave one or two teammates above to prevent being overrun when cops open the vault door. After getting the money, return to the server room. The top floor hallway may be blocked, requiring you to go through the lobby. Blow a hole in the lobby wall and proceed carefully, as Bulldozers may be present and can burst through doors. Reach safety to win.
- 2Heat Street (HS): Play on Easy due to the lack of cover (press the cover button to crouch behind walls or objects). Bring a sentry gun and at least one ammo bag (or a health bag if solo). High firepower is recommended, but avoid the Reinbeck due to open combat. Open the door and chase the van, dealing with initial cops. Ignore civilians as getting arrested is risky and recovery is difficult. Follow the waypoint (a marker on your map you've manually placed as a destination) to a new wheel man, who is found dead. Keep running and use small bits of cover during assaults until you find the van. Burn the van out using up to four gas cans, one at a time, without putting them down until the fire dies. Keep to cover. Force the NPC (non-player character — anyone the game controls, not you) to a helicopter while fighting cops; he cannot be killed. A checkpoint (an auto-save point you restart from on death) will be reached, then start climbing. The area at the top is a good defensive position for harder difficulties. Clear the area and the overpass. On the final stretch, clear cops quickly to avoid having to move the NPC back down the street. Get the NPC into the chopper to finish the heist.
- 3Panic Room (PR): Follow the waypoint at the start. Put on your mask as soon as possible. Locate the person in orange. Kill enemies and proceed to the third floor to find the red door.
Tips
- Skills like Sharpshooters (unlocks at Sharpshooter 20, gives more accuracy), Big Game Hunters (unlocks at Technician 29, gives 15% more ammo, stacks with extra ammo), Aggressor (unlocks at Assault 26, do 25% more damage), and Speed Reloaders (unlocks at Assault 38, 10% faster reloads) can be useful.
- More Blood to Bleed (unlocks at Sharpshooter 33) gives about six extra seconds to bleed out.
- Mr Nice Guy is similar to Noob Lube and unlocks after finishing any skill tree.
- For First World Bank, destroying cameras in the vault area is crucial to prevent elevator access.
- On higher difficulties for First World Bank, avoid fixing the drill during assault waves and utilize team communication.
- Heat Street is challenging due to its open nature; utilize cover effectively and consider bringing a sentry gun.
- In Heat Street, focus on reaching the objective quickly and using available cover during assaults.
- Panic Room requires finding a specific NPC; follow the waypoint and be prepared for combat.
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